مجله الکترونیک ریسک و بیمه

Clive Smallman

Risk management is places in the context of recent social theory , recognizing the emerging chaos that is inherent in post-industrial life.The declining performance of the insurance industry is cited as evidence of the dynamic changes in society.Two risk management paradigms : "reactive" and "holistic" , are described and contrasted.An outline ,model of the second is presented and linked with elements of recent research in risk management.The paper then presents a discussion of this new paradigm in relation to key issues in the future of risk management.

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